Banking the Future. Together.

Empowering individuals, businesses, and communities with ethical, innovative, and inclusive financial solutions—locally and globally.
Smarter Banking. For Everyone.
About Us

Banking Built on Trust. Powered by Innovation.

Empowering your finances—securely, simply, and globally.
Midnimo Bank is a trusted financial institution committed to providing ethical, inclusive, and innovative banking solutions. Grounded in strong community values and guided by Islamic principles, we serve individuals, businesses, and communities with products designed to empower growth and prosperity. Our mission is to bridge financial access gaps and support economic development through personalized service and cutting-edge technology.
Our Products & Services

Solutions That Serve Every Stage of Life and Business

Midnimo Bank provides a range of Sharia-compliant financial solutions tailored for individuals, businesses, and communities—designed to support growth, empower lives, and drive economic progress.

Retail Banking

Personalized financial services for individuals and families—including savings, checking, loans, and everyday banking designed to support your goals.

01
Investment Banking

Expert financial solutions for capital raising, mergers & acquisitions, and strategic investments—built to grow businesses and create long-term value.

02
SME Banking

Flexible banking tailored for small and medium-sized enterprises. Access financing, payment solutions, and business support to help you grow with confidence.

03
Corporate Banking

Comprehensive financial services for large businesses and institutions. From cash management to structured financing, we deliver strategic banking that scales with you.

04
Microfinance

Our vision is to expand access to Islamic microfinance across Somalia by delivering sustainable, Sharia-compliant financial solutions that empower individuals, create jobs, and drive long-term economic growth.

05
Trade Financing

Facilitating local and international trade through letters of credit, guarantees, and export/import finance—so your business can move forward with confidence and speed.

06
Everyday Banking Made Easy

Convenient. Secure. Always Within Reach.

Midnimo Bank makes everyday banking simple and stress-free with flexible tools designed for your lifestyle. Whether you’re banking online, on your phone, or at an ATM, our services give you safe, round-the-clock access to your money—wherever you are.
Online Banking

Manage your accounts, transfer funds, pay bills, and monitor transactions—all from the comfort of your home or office, 24/7.

Mobile Banking

Stay in control of your finances wherever you go. Our mobile app lets you check balances, send money, and receive real-time alerts—quickly and securely.

Debit Cards

Enjoy instant, secure access to your funds with a Midnimo Bank debit card—perfect for everyday purchases, online shopping, and ATM withdrawals worldwide.

ATM Services

Access your money anytime with our reliable ATMs. Withdraw cash, check balances, and perform essential transactions day or night.

Ready to Take Control of Your Finances?

Join Midnimo Bank today and experience secure, Sharia-compliant banking tailored just for you. Open your account online or visit one of our branches today.