Investment Banking

Types of Murabaha Financing Offered:

• Auto/Vehicle Murabaha – For both new and used cars

• Home Financing – Helping you acquire residential property

• Commodity Financing Murabaha – For essential commodities

• Building Material Murabaha – Construction and renovation needs

• Goods Murabaha (Retail) – Retail inventory or personal goods

• Revolving Murabaha – Flexible re-financing for recurring needs

• Real Estate Murabaha (Retail & Corporate) – Purchase or develop commercial and residential properties

• L/C Murabaha – For importers using Letter of Credit-based structures

Corporate Requirements:

To apply for corporate Murabaha financing, please provide:

• Duly completed Financing Application Form

• Certificate of Incorporation

• Business Plan and Concept Note

• Latest 1–2 years audited financial statements (income statement and balance sheet)

• Copy of valid Trade License

• Valid Passports of directors/owners

• Performa Invoice or supplier quotation

• Adequate collateral or security

• Proof of Midnimo Bank Shareholding

• Personal Guarantor

Individual Requirements:

For individuals seeking Murabaha financing:

• Completed and signed Finance Application Form

• Latest 3 months certified bank statement

• Proof of income (salary slip, business receipts, etc.)

• Valid Passport or ID

• Performa Invoice or supplier quotation for desired goods

• Adequate collateral or security

• Proof of Midnimo Bank Shareholding

• Personal Guarantor